DSST Human Cultural Geography Exam Prep

Category - DSST Human Geography Test Prep

What is the process by which banks indicate that they will refuse to lend money for improvements to residents and business within a given area?

  1. Gerrymandering
  2. Anti-gentrification
  3. Redlining
  4. Areal discrimination
Explanation

Answer - C - Redlining is the process by which banks indicate that they will refuse to lend money for improvements to residents and business within a given area.

Key Takeaway: The term "redlining" specifically described the practice of marking a red line on a map to indicate the area where banks would not invest. Redlining denies or increases the cost of services and makes access to jobs, health care, or supermarkets more difficult. This is often determined by race, such as areas where large amounts of black residents reside.

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