Financial Planner

Answer: D - Trust Companies are the primary source for mortgage loans. The FDIC reimburses the depositor for any losses up to $250,000; a depositor does not have to be a U.S. citizen or a U.S. resident. However, the FDIC does not insure Treasury securities, these are insured separately. It is important to note, that individuals are protected by their sum of monies not by the number of accounts; therefore, for complete protection it may be best to have separate accounts in separate financial institutions than at one primary financial institution.