Practice Quiz

Health and Life Insurance

Category - Health and Dental

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__________requires that medical or dental treatment must first be approved by the insurance plan prior treatment being rendered in order for the plan to pay out benefits for such services.
  1. Deductible
  2. Coinsurance
  3. Pre-treatment estimate
  4. Preauthorization
Explanation
Answer: D - Preauthorization requires that medical or dental treatment must first be approved by the insurance plan prior treatment being rendered in order for the plan to pay out benefits for such services. Should an enrollee in the plan not seek and/or receive preauthorization, it is possible that benefits will not be paid. This is typically a requirement in managed care health and dental plans.
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