refulgent : lackluster ::
  1. hibernal : wintry
  2. illusive : deceptive
  3. loath : reluctant
  4. methodical : disorderly
Explanation
Answer: Choice (D) is correct.

In the first half of the analogy, refulgent means shining brightly, not lackluster, which refers to something that is dreary or bland. So, look for the answer choice that contains antonyms. In choice (A), something that is hibernal relates to the winter, so eliminate that choice. In choice (B), something that is illusive is deceptive or misleading - not real, so eliminate that choice. In choice (C), loath and reluctant are synonyms; if I am loath to study, that means I am reluctant. Choice (D) is correct, as methodical means orderly and systematic, not disorderly.
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