Patti Paralegal works for an insurance defense attorney. Patti’s employer is handling the defense of a case involving a homeowner who was sued after a neighbor’s child drowned in the homeowner’s backyard pool. The homeowner’s backyard was fenced, but the gate at the side of the house was not latched, and the child entered through the unlatched gate to swim in the pool. As Patti’s employer is drafting a motion, she asks Patti to find cases with facts similar to the fact of this case. Which of the following cases is most analogous to the insurance defense attorney’s case?