Answer: B - Banks, credit unions, federal savings and loans, common carriers (telephone companies and airlines) and nonprofits are not subject to the FTC’s jurisdiction nor are they covered entities under the Telemarketing Sales Rule. An individual or third-party telemarketer who contracts with any of these types of entities are, however, obligated to comply with TRS.
The Telemarketing Sales Rule, which requires telemarketers to make specific disclosures of material information; prohibits misrepresentations; sets limits on the times telemarketers may call consumers; prohibits calls to a consumer who has asked not to be called again; and sets payment restrictions for the sale of certain services or goods.
