Health and Life Insurance

Category - Disability

On average, how long do most Long-Term Disability policies provide benefits?
  1. Up to 2 years
  2. Up to 5 years
  3. To age 55
  4. To age 65
Explanation
Answer: D - Most often, long-term disability policies provide benefits to age 65. Long-term disability policies provide longer elimination periods of 90 days or 6 months and provide benefits to age 65. Policies can be occupational and non-occupational and the amount of the long-term benefit is limited to a percentage of the workers compensation.
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