Health and Life Insurance

Answer: C - Most group health insurance plans will stipulate that if an employee is not considered to be actively at work on the day that the policy goes into effect, then the coverage will not start until the employee returns to work. This can essentially delay the eligibility of benefits based whether or not an employee is absent from work. The actively at work clause is, however, prohibited if it will delay or deny eligibility, or if it raises individual premiums.