Health and Life Insurance

Category - Health and Dental

In a(n) __________ dental plan, enrollees are required to use the services of either pre-selected dentists or an assigned network dentist in order to receive benefits from the plan.
  1. Open panel
  2. Closed panel
  3. Coordinated
  4. Capitated
Explanation
Answer: B - In a closed panel dental plan, enrollees are required to use the services of either pre-selected dentists or an assigned network dentist in order to receive benefits from the plan. This is a type of managed care plan. Closed panel dental insurance plans do not typically reimburse members for services that are used outside of the network of dental providers.
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