Practice Quiz

Managed Care Nursing

Category - Patient Issues

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Identify the critical features of COBRA that may create hardship to continue with healthcare benefits through COBRA. Choose all that apply.
  1. COBRA must be elected within 30 days of termination of benefits
  2. COBRA premium is due within 60 days of initial election date
  3. COBRA coverage may cost 102% of the plan cost
  4. The average duration of COBRA coverage is 18 months
Explanation
Answers: B, C, and D - Continued coverage through COBRA may create hardships due to election being necessary within 60 days of termination of benefits, first premium is due within 45 days of the initial election date, average duration of coverage is 18 months, and the cost may be more than a group plan.
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