Nurse Manager

Category - HR

Group health insurance plans can adjust individual premiums, or contributions, under what circumstances?
  1. Genetic information
  2. An employee’s refusal to have genetic testing
  3. An employee’s sexual preference
  4. An employee’s request for family coverage
Explanation
Answer: D - Group health insurance plans can adjust individual premiums, or contributions, when the employee requests family, rather than individual, health insurance coverage. The Genetic Information Nondiscrimination Act (GINA) of 2008 forbids any adjustments of premiums, or contributions, based on genetics. Additionally, an employer cannot request or require employee genetic testing.

Category: Human resources management - Labor laws
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