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Health savings accounts (HSAs) are offered to employees by many companies. Employees can use money from these accounts to pay out-of-pocket health-care expenses that are not covered by the employee's health insurance plan. Which of the following best describes the primary advantage to employees of contributing to these accounts?
A manager wants to send the same message to a half-dozen people. What type of communication channel should the manager use if the goal of the communication is to encourage interaction?