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Health and Life Insurance

Category - HMOs

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Which of the following is not a required service of an HMO?

Inpatient hospital and physician services
Preventative health care
Outpatient medical care
Long-term care

Explanation

Answer: D - Long-term care is not a required service of an HMO. The option of long-term care may be provided under some HMO policies and is considered a supplemental health care service. The basis of HMO care is preventative medicine and the benefits provided are broader than those covered by most commercial insurers.

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Health and Life Insurance

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Health and Life Insurance

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