Health and Life Insurance

Answer: B - When contracting physicians are paid as employees generally in a clinic type setting, this is most likely a staff model HMO. The staff model HMO means the contracting physician is paid as an employee of the HMO or as part of the staff. If hospital services outside of the clinic setting are needed, the staff doctor or HMO arranges the services. In some cases, the HMO may even own or operate the hospital.