When a client has pet health insurance, who does the privity of contract exist between?
  1. The insurance company, veterinarian, and animal owner
  2. The veterinarian and the animal owner
  3. The insurance company and the veterinarian
  4. The insurance company and the animal owner
Explanation
Answer: D- When a client has pet health insurance, the privity of contract exists between the insurance company and the animal owner. The veterinarian is outside of the process of collecting on an insurance claim.
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