Health and Life Insurance

Category - Health and Dental

What type of plan does not require that a participant obtain a referral prior to visiting another provider in the network?
  1. HMO
  2. PPO
  3. Fee-for-service
  4. All managed care plans require referrals
Explanation
Answer: B - A PPO plan does not require that a participant obtain a referral prior to visiting another provider in the network. PPO stands for preferred provider network. Likewise, those who are participants in a PPO plan will not need to select a primary care physician.
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