Practice Quiz

Health and Life Insurance

Category - Disability

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What is the purpose of the rehabilitation benefit?
  1. To provide physical therapy to reduce disability
  2. To provide vocational training to prepare for new occupation
  3. To provide additional disability income
  4. To provide lifetime benefits to the disabled
Explanation
Answer: B - The purpose of the rehabilitation benefit is to provide vocational training to prepare for new occupations. Even though the individual may not be able to return to their normal occupation after a disability, the rehabilitation benefit helps to prepare the individual for a new occupation. Rehabilitation benefits apply when the insured i totally disabled and receiving benefits, and will continue if the insured actively participates in the training program and remains totally disabled.
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