Financial Planner

Category - Retirement Savings and Income Planning

Under what circumstances are Medicare benefits not provided?
  1. If an accident is the fault of the covered.
  2. If the covered is traveling outside of the United States.
  3. If the covered is hit by an uninsured individual.
  4. If the individual has never been covered by Medicare.
Explanation
Answer: B - Medicare benefits are not provided for those traveling outside of the United States. However, there are often exceptions for emergencies if the travel destination is Mexico or Canada. Medicare does not cover custodial care, dental work, cosmetic surgery (except after an accident), routine foot care, eye and hearing exams, prescription glasses and hearing aids, most prescription drugs, private room in hospital or nursing home, services covered under workers’ compensation, most chiropractic care, acupuncture or most immunizations.
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