Practice Quiz

Health and Life Insurance

Category - Health and Dental

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Some features of a dental indemnity plan include:
  1. High deductibles before coverage begins
  2. Probationary periods of up to one year on certain procedures
  3. Annual dollar limit on benefits
  4. All of the above
Explanation
Answer: D - Some features of a dental indemnity plan can include high deductibles before coverage begins, probationary periods of up to one year on certain procedures, and annual dollar limits on benefits. In addition, enrollees are typically able to choose their own dental service provider. The companies that offer these types of plans are regulated by state insurance departments.
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