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Larry works at a cola bottling company and as one of his job duties, he is required to lift heavy boxes of syrup onto pallets. He is also required, by the safety department, to wear a back brace and hernia belt. Larry was lifting a large box of syrup on to a pallet when he suffered a severe abdominal hernia. Will worker’s compensation insurance cover his medical costs?
  1. Yes
  2. No
  3. Only if he was wearing the back brace and hernia belt while he was lifting the box
  4. Only if he was clocked in and lifting the box as one of his job duties
Explanation
Answer: C - Worker’s compensation insurance will only cover his medical costs if Larry was wearing the back brace and hernia belt as he was lifting the box because that is one of his safety requirements. The safety requirement states that Larry must wear the proper safety equipment when performing his job duties. If he is injured while not wearing the proper safety equipment, then worker’s compensation insurance is not liable for his injury.
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