Practice Quiz

Health and Life Insurance

Category - Health and Dental

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If an individual suffers an injury due to an act of war that requires several months of rehab therapy, will this therapy likely be covered under his or her individual health insurance policy?
  1. No, as the rehab therapy is not considered to be an emergency
  2. No, as injuries that result from an act of war are not covered
  3. Yes, because all members of the military are eligible for free health insurance coverage
  4. Yes, because the rehab will restore the insured back to health
Explanation
Answer: B - If an individual suffers an injury due to an act of war that requires several months of rehab therapy, this therapy will not likely be covered under his or her individual health insurance policy. This is because injuries that result from an act of war are not covered by such policies. In many cases, however, the government may cover the cost of such services through health care via the Veteran's Administration.
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