Health and Life Insurance

Answer: B - HMOs can terminate services for all of the following except pre-existing conditions. If a member enrolled during an open enrollment period, a pre-existing condition cannot exclude someone from membership. HMOs are prohibited from discriminatory practices in coverage including termination for reasons beyond: non-payment of premiums; fraud or deception in use of services; violations in the terms of contract; failure to meet or continue eligibility requirements; or termination of the group contract.