Practice Quiz

Health and Life Insurance

Category - HMOs

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Braunvieh HMO limits the numbers of providers available to the subscribers of the plan. This is most likely a
  1. Open panel
  2. Closed panel
  3. Network model
  4. Staff model
Explanation
Answer: B - Braunvieh HMO most likely is a closed panel HMO. Closed panel HMOs limit the number of health care providers available to their subscribers. Subscribers must then have their medical services provided by this limited group. If a subscriber chooses to go outside of the closed panel, depending on the terms of the contract, their expenses may not be covered through the prepaid services plan of the HMO.
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