Practice Quiz

Health and Life Insurance

Category - HMOs

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As an HMO basic member, services
  1. May be subject to a copayment
  2. Are subject to additional fees at the time of service
  3. Are free to members
  4. Are limited to a minimum number of services per period
Explanation
Answer: A - As an HMO basic member, services may be subject to a copayment. These copayments are in addition to the monthly payments for the HMO plan. While many times no additional payments are required, this will be spelled out in the certificate of coverage provided to the member. For supplemental services beyond the basic membership, additional charges, above and beyond the copayment, may also be due.
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