Health and Life Insurance

Answer: D - An indemnity dental insurance policy typically allows the insured to choose their dental service provider from a list of providers and works in a similar fashion to the way in which a traditional fee-for-service health care policy works. These are not like managed care dental plans where the insured must pick their dental provider from a network. Indemnity plans generally offer more freedom of choice; however, the premium that is charged may be higher than with a managed care type of dental plan.