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In valuing a single family home, the appraiser discovered an assessment lien for $4,000 for sewer and street improvement bonds. The appraiser located several recent sales of similar residences for $60,000 each, none of which had the assessment lien. The indicated selling price for the subject property would be:
If a real estate licensee was trying to persuade people to list or to sell their property by telling them that members of another ethnic group were moving into their neighborhood, and it would be to their advantage to list or to sell, it would be an example of all of the following, EXCEPT: